Shared Equity Mortgages / HTB

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Help to Buy Equity Loan
  • Available on new build homes up to £600,000 in England and £300,000 in Wales.
  • The Government will lend you up to 20% of the property value through an equity loan which can be repaid at any time during the loan term or on the sale of your home.
  • In England and Wales, you won’t be charged any loan fees for the first 5 years of owning your home.  
  • You’ll only need to secure up to a 75% mortgage from a bank or building society making that first step a little easier. 
  • There is a range of competitive mortgage rates available with this scheme so you can find something to suit your budget.


For more information to check if you are eligible and how the scheme could benefit you please visit


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