Critical Illness Cover
Independent Mortgages And Financial Solutions Ltd offers expert mortgage advice tailored to your needs.
Independent Mortgages & Financial Solutions ltd
What is it?
Critical Illness cover would pay the lump-sum amount that you are covered for in the event of being diagnosed with something from a specified range of illnesses. The illnesses and conditions that are covered in a policy vary between insurance companies; however, most policies cover major critical illnesses like cancer, stroke and heart attack as well as upward of 40 and in some cases 50 other conditions.
Critical Illness cover can be standalone. This means that you are covered for critical illness cover only.
Critical Illness cover can also be arranged as an additional option to a Life Insurance policy. In this case, the policy would only pay out a maximum of one time but it would be on the earlier of diagnosis of a critical illness or death.
Like Life Insurance cover, it is available on a Level Term basis or a Decreasing Term basis.
Who is it for?
This type of plan is designed for those individuals or families who require a lump sum if they are diagnosed with a critical illness.
This lump sum could be useful to:-
- Repay a mortgage or other loan
- Cover the cost of time away from work
- Pay for necessary alterations to your home
Please be aware that the quality of cover and the illnesses covered can vary significantly between different providers. As experts we can help you find the plan that best meets your requirements.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Why Choose us
We’re a small mortgage lender with long-standing relationships.
We are a Small Friendly Efficient Team of Mortgage Advisers with building long term great client relationships at our heart.
Information
Flexible, adaptable, and adjustable plans to fit your needs.
We normally charge a fee for mortgage advice, however this will be dependent on your circumstances.
The information given in this website does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. The FCA does not regulate some forms of buy to let mortgages.
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email. Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (FOS).
Independent Mortgages And Financial Solutions Ltd is directly authorised and regulated by the Financial Conduct Authority. FCA Register No 480536. Registered in England and Wales No: 05083705. Registered Office: 62 King Street, Norwich, Norfolk, NR1 1PG. Calls may be recorded for training and monitoring.
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We normally charge a fee for mortgage advice, however this will be dependent on your circumstances.
The information given in this website does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. The FCA does not regulate some forms of buy to let mortgages.
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email. Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (FOS).
Independent Mortgages And Financial Solutions Ltd is directly authorised and regulated by the Financial Conduct Authority. FCA Register No 480536. Registered in England and Wales No: 05083705. Registered Office: 62 King Street, Norwich, Norfolk, NR1 1PG. Calls may be recorded for training and monitoring.
To view our Privacy Statement, please click here. To view our Cookies Statement, please click here